Cala Alta, Cala Villajoyosa (Alicante)

100 m²

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About this property

This stunning apartment is located in the heart of La Cala de Villajoyosa, within walking distance of the beach. The modern apartment of 100 m² offers an ideal combination of comfort and functionality, perfect for both permanent residence and as a vacation home.

The property was built in 2006 and is situated in a lively and attractive area, providing easy access to beautiful beaches, shops, and local recreational facilities. Enjoy the Spanish sun on your own balcony, in the communal garden with swimming pool, or explore the surrounding nature and culture.

The apartment with the cadastral reference 6680201YH4668S0491SO belongs to the urban class and is primarily intended for residential use.

Financial situation

Description of the Cadastral Plot:
The location at Carrer Marinada 1Bis, Esc 2, 2E, la cala de VilaJoiosa (Alicante) offers easy access to shops and recreational facilities.

Description of the Surroundings: La Cala is a charming and quiet neighborhood, part of Villajoyosa and Finestrat, located next to Benidorm on the beautiful Costa Blanca. This region is known for its breathtaking beaches, crystal-clear waters, and vibrant atmosphere. La Cala offers a perfect balance between relaxation and recreation, with a beautiful beach ideal for sunbathing, swimming, and water sports. The neighborhood has a cozy and welcoming atmosphere, with various restaurants, cafes, and shops within walking distance.

Benidorm, one of the most popular destinations on the Costa Blanca, is known for its bustling nightlife, modern high-rises, and expansive beaches. It is a city that never sleeps, with numerous bars, clubs, and entertainment options for visitors of all ages. In addition to the lively city life, Benidorm also offers stunning natural attractions, such as the Serra Gelada Natural Park and the impressive cliffs of the Costa Blanca.

Specifications

Surface area of plot: 100 m² Class: Urban Main use: Residencial Valuation: 310.000,- Debt: 178.614,- Costs: On Request Offer: by arrangement

Property auction Spain: how does it work?

The property auction process in Spain starts with making an offer on the outstanding mortgage debt of a property or plot you are interested in. Once you have gone through the process with us and the bank has accepted your bid, you become the new owner of the mortgage. This will also make you the owner of the property or plot you wish to purchase. Thanks to our extensive experience in the Spanish legal system, we ensure that the whole process goes safely and smoothly.

Frequently asked questions

How does the bidding process work?

Our specialised credit transfer lawyers, submit an offer to the bank on your behalf, based on the outstanding debt. The bank will discuss and evaluate the offer internally. After the evaluation, we will send you the bank's response.

Are there any additional costs when purchasing the mortgage right?

Yes, after obtaining the mortgage, notary fees are added for the transfer of ownership. These are around 10% of the purchase price of the mortgage or 2% if you are buying through a limited liability company B.V (S.L Spain)

Can I view the property before making an offer?

Since you are buying a mortgage right, and not directly the property, you are not entitled to a viewing. However, you can visit the property on your own initiative from the outside, or ask our staff for help.

Do you also offer financing?

Nee, omdat je een hypotheekrecht koopt, eist de bank de volledige betaling op het moment van ondertekening

How long does the whole process take?

The lead time varies from case to case, but typically the process takes between eight and 12 months.

Is what you are offering legal?

Yes, we work only with experienced professionals, directly with the banks, and within the legal framework. Our services meet all legal requirements.

What about possible squatters?

De kosten die u betaalt, omvatten ook juridische procedures om eventuele krakers uit het pand te verwijderen. Een nieuwe wet die de aanpak van illegale krakers in Spanje vergemakkelijkt, treedt in april 2025 in werking. De wet maakt het mogelijk om sneller op te treden tegen krakers in gevallen van huisvredebreuk en wederrechtelijke toe-eigening. Met een versnelde rechtsgang kunnen krakers voortaan binnen maximaal vijftien dagen worden uitgezet.

When do I have to pay?

The first payment includes lawyers' fees, registration and notary fees, and must be paid if you decide to go ahead with the transaction. You will pay the remaining amount when the mortgage is notarised.

Will I lose my money if the sale does not go through?

No, you will not lose your money. In case of cancellation before mortgage allocation, 100% of your deposit will be refunded within 5 working days.

What happens if the property was deliberately damaged by the previous occupants?

In Spain, intentional damage is punishable by law. We will also help you take out property insurance after the transfer, to cover any damages.

Who conducts the negotiations with the bank, and possibly with the previous owners?

The negotiations are carried out by our most experienced lawyer, with more than 30 years of expertise in this field.

What fees do you charge?

We charge 10% of the total amount, of the transaction as a fee for our services

Do all fees have to be paid in advance, and what happens if I pay the fees and the transaction fails?

The initial fee covers the bank's offer. If you decide to withdraw, before the mortgage allocation, your money will be refunded within 5 working days. Only fees for applying for a BSN number, incorporation of a limited liability company (SL) or other services outside the credit transfer may incur additional charges.