Favorable Real Estate

Looking for your dream home, commercial property or an attractive plot of land in Spain? Discover the unique opportunity to safely invest in Spanish real estate. Whether you are looking for luxury coastal villas, secluded inland properties, new build projects, flats or building land, we are happy to guide you through the entire process, clearly and professionally.

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Buying Spanish property through Favorable Real Estate

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House auction in Spain

Spain offers a wide range of property options and thanks to our unique auction platform you will have access to exclusive properties at very attractive prices. From modern apartments in vibrant seaside resorts to tranquil villas in remote areas, we offer properties to suit every taste and investment. In addition, we also offer opportunities for building land, investment projects, hospitality properties and commercial properties. Our offer extends across all regions of Spain and is fully tailored to your specific needs and investment objectives.

We understand that buying property abroad can be a challenge. That is why you can not only buy properties via auctions with us, but also place a search order. We actively search for properties that meet your requirements.

About us

Experience that counts

Why invest in property in Spain?

The appeal of Spain goes beyond the sun, sea and sand. Spain has a favourable tax climate and a lower cost of living, making it a popular choice for both investors and individuals. Compared to the Dutch property market, where prices have often become unaffordable, Spain offers affordable alternatives with attractive profit opportunities.

Our properties in Spain are located in popular regions, including the beautiful coastal areas and inland, where property prices continue to show an upward trend. With high returns, investing in Spanish property offers a solid chance of financial success.

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Choose the package that suits you best

Our services

Na afronding van het proces ontvangt u de gemaakte kosten retour bij het afsluiten van de hypotheek.

Entry Free

Mortgage and property information. Optional: recommendations for nearby hotels for overnight stays.

Non-binding contact

Basic €250,-

Everything from the entry level package. Airport pick-up. Transport to office and/or hotel. Opportunity for additional explanations and answers to questions.

Non-binding contact

Comprehensive €500

Everything from the basic package.

A taxi available for the whole day:

Airport pick-up.
Transportation to properties, office, lawyer, notary, hotel and restaurants.
Sightseeing and local area visits

Recommended for people who want to live or work in the area. Includes return trip to the airport.

Non-binding contact

Premium €750

Everything from the extended package. Accompanied from A to Z by a personal guide. Customised programme.

Non-binding contact

Property auction Spain: how does it work?

The property auction process in Spain starts with making an offer on the outstanding mortgage debt of a property or plot you are interested in. Once you have gone through the process with us and the bank has accepted your bid, you become the new owner of the mortgage. This will also make you the owner of the property or plot you wish to purchase. Thanks to our extensive experience in the Spanish legal system, we ensure that the whole process goes safely and smoothly.

1. Express interest You indicate the property you want to buy, including information about the outstanding mortgage debt by filling in a contact form. Contact form

Make an offer You can make an offer on the outstanding mortgage debt, this offer is an offer to take over the debt. Of course, we can also negotiate this, please contact us for this

3. First payment After submitting your bid, the first payment must be made. This payment covers: - Lawyers' fees - Registration fee - Notary fees The amount you have to pay depends on your situation and the amount of the outstanding mortgage.

4. Transaction preparation Once the initial payment is received, your team will begin the process of making sure the transaction goes safely and smoothly.

5. Bid approval If your offer is accepted by the director of the mortgage lender (the bank), the money should be demonstrably in an account as soon as possible so that we can work more efficiently! This counts as a bank guarantee.

6. Money origin check The bank conducts a check to verify that the money was obtained legally. This stems from regulations on money laundering, referred to in Spain as ‘Blanqueo de capitales’.

7. Approval commisions If the mortgage lender's committee gives the okay, you proceed with the transaction.

8. Payment of remaining sum When the mortgage is transferred, you have to pay the remaining amount.

9. Property transfer After payment, you officially own the mortgage.

10. Submit document After you pass by the notary and complete payment of the offer accepted by the institution, the notary will submit this document to the land registry to formally register and officially record it. This process can take around 30 days.

11. Claiming allocated debt Once it is officially registered in the land registry, our lawyer can go to court on behalf of the client to claim the assigned debt.

12. Ownership of the property. The legal procedure to collect the debt is carried out by asking the court to auction the property. This way, you can recover the entire debt, including interest and costs incurred, or obtain ownership of the property. In 90% of our cases, the ownership of the property is involved. Het hele proces vereist nauwkeurigheid, zorgvuldigheid en geduld. Let op: de prijzen van de woningen kunnen fluctueren, hieraan kunnen geen rechten worden ontleend.

Discover the entire step-by-step plan Additional information

Would you like to know more about our services? Do you have any questions or comments? Then get in touch with us. You can do so via our phone number, by e-mail or via the contact form on our site.

+31 6 55 77 24 23 (NL) +34 6 74 46 07 65 (ES) info@favorable-real-estate.com

We help you

Your partner in Spanish auction real estate

We are not a traditional broker, but your intermediary between you and the banks. We ensure that the mortgage debts of the previous owner are settled, so that you can become the new owner without any problems. With a team of professionals with more than 30 years of experience, we guide you until the legal settlement is fully completed. In Spain, experience and connections are crucial to ensure that the process runs smoothly and efficiently. From our offices in both the Netherlands and Spain, we are ready to support you professionally and clearly.

Ready to realize your real estate plans in Spain? Contact us today and discover how we can help you as a real estate auction in Spain to find your ideal home or investment property. Invest safely and smartly with Favorable Real Estate.

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I had been looking for a nice investment in Spain for some time, thanks to FAVO I finally succeeded. The nice contact with Robbert felt good right away, I was guided step by step and I could always ask my questions.
Thanks a lot for your help!
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H.J. Geeraerts

Frequently asked questions

How does the bidding process work?

Our specialised credit transfer lawyers, submit an offer to the bank on your behalf, based on the outstanding debt. The bank will discuss and evaluate the offer internally. After the evaluation, we will send you the bank's response.

Are there any additional costs when purchasing the mortgage right?

Yes, after obtaining the mortgage, notary fees are added for the transfer of ownership. These are around 10% of the purchase price of the mortgage or 2% if you are buying through a limited liability company B.V (S.L Spain)

Can I view the property before making an offer?

Since you are buying a mortgage right, and not directly the property, you are not entitled to a viewing. However, you can visit the property on your own initiative from the outside, or ask our staff for help.

Do you also offer financing?

Nee, omdat je een hypotheekrecht koopt, eist de bank de volledige betaling op het moment van ondertekening

How long does the whole process take?

The lead time varies from case to case, but typically the process takes between eight and 12 months.

Is what you are offering legal?

Yes, we work only with experienced professionals, directly with the banks, and within the legal framework. Our services meet all legal requirements.

What about possible squatters?

De kosten die u betaalt, omvatten ook juridische procedures om eventuele krakers uit het pand te verwijderen. Een nieuwe wet die de aanpak van illegale krakers in Spanje vergemakkelijkt, treedt in april 2025 in werking. De wet maakt het mogelijk om sneller op te treden tegen krakers in gevallen van huisvredebreuk en wederrechtelijke toe-eigening. Met een versnelde rechtsgang kunnen krakers voortaan binnen maximaal vijftien dagen worden uitgezet.

When do I have to pay?

The first payment includes lawyers' fees, registration and notary fees, and must be paid if you decide to go ahead with the transaction. You will pay the remaining amount when the mortgage is notarised.

Will I lose my money if the sale does not go through?

No, you will not lose your money. In case of cancellation before mortgage allocation, 100% of your deposit will be refunded within 5 working days.

What happens if the property was deliberately damaged by the previous occupants?

In Spain, intentional damage is punishable by law. We will also help you take out property insurance after the transfer, to cover any damages.

Who conducts the negotiations with the bank, and possibly with the previous owners?

The negotiations are carried out by our most experienced lawyer, with more than 30 years of expertise in this field.

What fees do you charge?

We charge 10% of the total amount, of the transaction as a fee for our services

Do all fees have to be paid in advance, and what happens if I pay the fees and the transaction fails?

The initial fee covers the bank's offer. If you decide to withdraw, before the mortgage allocation, your money will be refunded within 5 working days. Only fees for applying for a BSN number, incorporation of a limited liability company (SL) or other services outside the credit transfer may incur additional charges.