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Home after emigration to Spain
Living in Spain

Emigrate to Spain

Spain is known for its warm climate, rich culture and relaxed lifestyle, which makes it attractive to many. In addition, it is important to know that Spain has a high-quality education system and excellent healthcare. Schools range from international institutions to local schools and there are various options for medical care, both public and private.

Choosing to buy a house in Spain and emigrate to Spain is an important step towards a new life in this sunny country. It offers the chance to enjoy a relaxed lifestyle, with the beautiful beaches of the Costa del Sol, the picturesque villages of Andalusia and the vibrant cities of Barcelona and Madrid.

Living in Spain

Our offers

Contact us

Would you like to know more about our services? Do you have any questions or comments? Then get in touch with us. You can do so via our phone number, by e-mail or via the contact form on our site.

+31 6 55 77 24 23 (NL) +34 6 74 46 07 65 (ES) info@favorable-real-estate.com
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How does it work?

The process of buying a property in Spain

Buying a house in the Netherlands is quite different from the process in Spain. In the Netherlands, the housing market is often regulated with clear guidelines, with buyers usually working through an estate agent and the bidding process being transparent. There is also a common condition of resolutive conditions when purchasing. In Spain, on the other hand, the process is less standardized, buyers often have to deal with a shorter viewing period and less protection in the form of legal resolutive conditions. In addition, Spanish property transactions require a greater emphasis on legal due diligence and the involvement of a lawyer to avoid possible complications, such as legal issues with property rights.

Investing in property in Spain? The buying process through Favorabel Real Estate is different from traditional purchases, because here you are buying a property that has been obtained through bank repossession. This means that you cannot view the property in advance, which entails possible risks, such as hidden defects. However, thanks to this unique opportunity, you can buy a property at a much lower price than on the regular market. At Favorabel Real Estate, we guide you through every step of the process, from checking the legal aspects to ensuring a carefree transfer. This way, we ensure that you can buy your new home with confidence.

How does it work?

Living in Spain
Buying a property in Spain through bank repossession

Living in Spain with Favorable Real Estate

Living in Spain offers endless possibilities for a new, relaxed life under the sun. At Favorable Real Estate, we understand that buying a property through bank repossession can be an exciting, but sometimes challenging process. That’s why we’re with you every step of the way to ensure you find your dream home with confidence. With our expertise and personal guidance, we help you buy a property in Spain safely and affordably, so you can enjoy everything Spain has to offer without a care in the world.

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Choose the package that suits you best

Our services

Na afronding van het proces ontvangt u de gemaakte kosten retour bij het afsluiten van de hypotheek.
Entry Free
Mortgage and property information. Optional: recommendations for nearby hotels for overnight stays.
Non-binding contact
Basic €250,-
Everything from the entry level package. Airport pick-up. Transport to office and/or hotel. Opportunity for additional explanations and answers to questions.
Non-binding contact
Comprehensive €500
Everything from the basic package.
A taxi available for the whole day:
  • Airport pick-up.
  • Transportation to properties, office, lawyer, notary, hotel and restaurants.
  • Sightseeing and local area visits
Recommended for people who want to live or work in the area. Includes return trip to the airport.
Non-binding contact
Premium €750
Everything from the extended package. Accompanied from A to Z by a personal guide. Customised programme.
Non-binding contact
Frequently asked questions
How does the bidding process work?
Our specialised credit transfer lawyers, submit an offer to the bank on your behalf, based on the outstanding debt. The bank will discuss and evaluate the offer internally. After the evaluation, we will send you the bank's response.
Are there any additional costs when purchasing the mortgage right?
Yes, after obtaining the mortgage, notary fees are added for the transfer of ownership. These are around 10% of the purchase price of the mortgage or 2% if you are buying through a limited liability company B.V (S.L Spain)
Can I view the property before making an offer?
Since you are buying a mortgage right, and not directly the property, you are not entitled to a viewing. However, you can visit the property on your own initiative from the outside, or ask our staff for help.
Do you also offer financing?
Nee, omdat je een hypotheekrecht koopt, eist de bank de volledige betaling op het moment van ondertekening
How long does the whole process take?
The lead time varies from case to case, but typically the process takes between eight and 12 months.
Is what you are offering legal?
Yes, we work only with experienced professionals, directly with the banks, and within the legal framework. Our services meet all legal requirements.
What about possible squatters?
De kosten die u betaalt, omvatten ook juridische procedures om eventuele krakers uit het pand te verwijderen. Een nieuwe wet die de aanpak van illegale krakers in Spanje vergemakkelijkt, treedt in april 2025 in werking. De wet maakt het mogelijk om sneller op te treden tegen krakers in gevallen van huisvredebreuk en wederrechtelijke toe-eigening. Met een versnelde rechtsgang kunnen krakers voortaan binnen maximaal vijftien dagen worden uitgezet.
When do I have to pay?
The first payment includes lawyers' fees, registration and notary fees, and must be paid if you decide to go ahead with the transaction. You will pay the remaining amount when the mortgage is notarised.
Will I lose my money if the sale does not go through?
No, you will not lose your money. In case of cancellation before mortgage allocation, 100% of your deposit will be refunded within 5 working days.
What happens if the property was deliberately damaged by the previous occupants?
In Spain, intentional damage is punishable by law. We will also help you take out property insurance after the transfer, to cover any damages.
Who conducts the negotiations with the bank, and possibly with the previous owners?
The negotiations are carried out by our most experienced lawyer, with more than 30 years of expertise in this field.
What fees do you charge?
We charge 10% of the total amount, of the transaction as a fee for our services
Do all fees have to be paid in advance, and what happens if I pay the fees and the transaction fails?
The initial fee covers the bank's offer. If you decide to withdraw, before the mortgage allocation, your money will be refunded within 5 working days. Only fees for applying for a BSN number, incorporation of a limited liability company (SL) or other services outside the credit transfer may incur additional charges.
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Favorable Real Estate